Αρχική Τροποποίηση του ν.4557/2018 (Α΄139) για την πρόληψη και καταστολή της νομιμοποίησης εσόδων από εγκληματικές δραστηριότητες και της χρηματοδότησης της τρομοκρατίας- Ενσωμάτωση της Οδηγίας (ΕΕ) 2018/843Άρθρο 17 – Κεντρικός αυτοματοποιημένος μηχανισμός ηλεκτρονικής ανάκτησης δεδομένων – Προσθήκη άρθρου 21Α στο ν. 4557/2018Σχόλιο του χρήστη Paysafe Group | 11 Σεπτεμβρίου 2020, 15:35
- Αρχική
- Πρωθυπουργός της Ελλάδας
- Ανοικτή Διακυβέρνηση
- Δικτυακός Τόπος Υπουργείου
- Διαβουλεύσεις Υπουργείων
The reporting requirements of Article 17 (new Article 21A) as currently drafted will extend to electronic money institutions with or without a physical installation in Greece and payment service providers that are active in Greece. They will also extend to payment accounts simpliciter and not just payment accounts designated by an IBAN number as per the requirements of Article 32A of Directive (EU) 2018/843. We respectfully submit that extending the reporting requirements in this manner will place a burdensome requirement on electronic money institutions passporting their services to Greece on a freedom to provide services basis. Entities passporting in this manner will already have met the relevant reporting requirements in their own Home Member State. Consequentially, extending the reporting requirements in this manner will result in a duplication of reporting requirements imposed on electronic money institutions and require them to expend additional resources to meet such requirements in a manner that undermines the fundamental principle of Freedom to Provide Services. Extending the nature of payment accounts captured by the reporting requirement to payment accounts without an IBAN, may also introduce an inconsistency of reporting requirements for an entity passporting its services to Greece between those that prevail in its Home Member State and Greece. The extension of this requirement to payment accounts without an IBAN will also introduce a disproportionate reporting obligation as many such accounts are related to low-value products and services that are utilised for short periods of time only. Accordingly, we request that the reporting requirements are confined to electronic money institutions with an establishment in Greece that provide payment accounts designated by an IBAN number.